Safety Advocates Urge Back Seat Belts for 'Tweens'
With 8- to 12-year-olds dying at a rate of more than one a day in automobile crashes, safety groups are pushing for more youngsters to remain belted in the back seat.
In the past, safety experts have focused their attention on getting younger children into child safety seats and booster seats to keep them secure and protect them in crashes.
But a report released last week by the Automotive Coalition for Traffic Safety raises questions about how frequently "tweens'' � children between ages 8 and 12 � are wearing their seat belts and whether they're sitting snugly in the back seat.
Conducting pilot projects in Dallas and Joplin, Missouri, the nonprofit group, whose members include several automakers, found that about one-third of the children surveyed � and half of the 12-year-olds � sat in the front seat.
In Joplin, about 63 percent of the children said they always wear their seat belts while about 53 percent of the Dallas children said they were always belted.
Safety experts said the findings were troubling because the belt use falls well below the national use rate of 82 percent. It also highlights an underlying problem: in 2004, 417 children between the ages of 8 and 12 died in traffic crashes, an average of more than one per day.
"These findings clearly show that too many children age 12 and under are riding at risk in cars because they are not properly restrained in rear seats,'' said Mark Rosenker, acting chairman of the National Transportation Safety Board.
The report was based on surveys completed by more than 400 children in both locations and had a margin of error of 5 percentage points.
The government recommends that parents have any infant up to 20 pounds ride in a rear-facing child seat and any toddler weighing 20 to 40 pounds ride in a child seat with a harness. The government says a child heavier than 40 pounds but not yet 4 feet 9 inches tall should be in a booster seat.
All children are advised to ride in the back seat until age 13.
Gary MacDonald, a Dallas minister who survived a traffic crash with his family last month, said the advice is critical. He has always required his children to wear seat belts and was relieved when his 12-year-old son, Josh, emerged from their crash with only bruises.
"We were a half-mile from our house. Josh could've been hurt terribly or worse,'' said MacDonald, who fractured his right knee cap in the crash. "That insistence goes a long way.''
The government and several safety groups are discussing ways of improving child passenger safety this week as part of an annual campaign.
The campaign came a week after pop star Britney Spears was photographed driving with her 4-month-old son seated on her lap instead of strapped into a car seat.
Transportation Secretary Norman Y. Mineta said Monday that Spears' behavior was "irresponsible.''
The auto coalition said its Missouri survey found a strong parental influence; more than 9 in 10 children of parents who always wear seat belts follow their parents' example. But among the children of parents who do not always wear seat belts, only about 6 in 10 always buckle up.
The group recommends that parents offer themselves as role models and buckle up. Other pieces of advice: letting children choose the radio station in exchange for sitting in the back seat and buckling up, banning handheld electronic games if children sit in the front and stressing that seat belt use is required by law.
from Insurance Journal
Monday, February 20, 2006
seat belt safety for kids
Seat Belt Safety for Kids, Kentucky Insurance
seat belt safety for kids
Seat Belt Safety for Kids, Kentucky Insurance
Safety Advocates Urge Back Seat Belts for 'Tweens'
With 8- to 12-year-olds dying at a rate of more than one a day in automobile crashes, safety groups are pushing for more youngsters to remain belted in the back seat.
In the past, safety experts have focused their attention on getting younger children into child safety seats and booster seats to keep them secure and protect them in crashes.
But a report released last week by the Automotive Coalition for Traffic Safety raises questions about how frequently "tweens'' � children between ages 8 and 12 � are wearing their seat belts and whether they're sitting snugly in the back seat.
Conducting pilot projects in Dallas and Joplin, Missouri, the nonprofit group, whose members include several automakers, found that about one-third of the children surveyed � and half of the 12-year-olds � sat in the front seat.
In Joplin, about 63 percent of the children said they always wear their seat belts while about 53 percent of the Dallas children said they were always belted.
Safety experts said the findings were troubling because the belt use falls well below the national use rate of 82 percent. It also highlights an underlying problem: in 2004, 417 children between the ages of 8 and 12 died in traffic crashes, an average of more than one per day.
"These findings clearly show that too many children age 12 and under are riding at risk in cars because they are not properly restrained in rear seats,'' said Mark Rosenker, acting chairman of the National Transportation Safety Board.
The report was based on surveys completed by more than 400 children in both locations and had a margin of error of 5 percentage points.
The government recommends that parents have any infant up to 20 pounds ride in a rear-facing child seat and any toddler weighing 20 to 40 pounds ride in a child seat with a harness. The government says a child heavier than 40 pounds but not yet 4 feet 9 inches tall should be in a booster seat.
All children are advised to ride in the back seat until age 13.
Gary MacDonald, a Dallas minister who survived a traffic crash with his family last month, said the advice is critical. He has always required his children to wear seat belts and was relieved when his 12-year-old son, Josh, emerged from their crash with only bruises.
"We were a half-mile from our house. Josh could've been hurt terribly or worse,'' said MacDonald, who fractured his right knee cap in the crash. "That insistence goes a long way.''
The government and several safety groups are discussing ways of improving child passenger safety this week as part of an annual campaign.
The campaign came a week after pop star Britney Spears was photographed driving with her 4-month-old son seated on her lap instead of strapped into a car seat.
Transportation Secretary Norman Y. Mineta said Monday that Spears' behavior was "irresponsible.''
The auto coalition said its Missouri survey found a strong parental influence; more than 9 in 10 children of parents who always wear seat belts follow their parents' example. But among the children of parents who do not always wear seat belts, only about 6 in 10 always buckle up.
The group recommends that parents offer themselves as role models and buckle up. Other pieces of advice: letting children choose the radio station in exchange for sitting in the back seat and buckling up, banning handheld electronic games if children sit in the front and stressing that seat belt use is required by law.
from Insurance Journal
securing your home for a long trip or vacation
from Realty Times:
Read the rest of the article here: Realty Times
"Here are some security tips compiled from insurance companies, homeowners and law enforcement agencies.
Stop all deliveries such as mail and newspapers -- this is a very simple thing to do, but it is frequently overlooked by homeowners. When they're gone papers pile up indicating that no one has been home for a while.
Set indoor and outdoor lights and even TVs on timers to come on and light up rooms of your home and exterior surroundings. Nothing says nobody is home like a dark house. A television or radio that's set to come on periodically makes anyone lurking around think that someone is home.
Turn down the telephone ringer on your phone and the volume on your answering machine.
Unplug automatic garage door openers. Burglars can sometimes figure out the code and gain easy access to your home. Also lock any doors from the garage that give access to the house.
Do not close all the blinds, shutters of curtains, leaving them partially open gives an everyday-lived-in look.
If you have a willing neighbor, ask him to occasionally park in your driveway. Burglars will often survey a home at different times and on different days to study traffic patterns."
Read the rest of the article here: Realty Times
securing your home for a long trip or vacation
from Realty Times:
Read the rest of the article here: Realty Times
"Here are some security tips compiled from insurance companies, homeowners and law enforcement agencies.
Stop all deliveries such as mail and newspapers -- this is a very simple thing to do, but it is frequently overlooked by homeowners. When they're gone papers pile up indicating that no one has been home for a while.
Set indoor and outdoor lights and even TVs on timers to come on and light up rooms of your home and exterior surroundings. Nothing says nobody is home like a dark house. A television or radio that's set to come on periodically makes anyone lurking around think that someone is home.
Turn down the telephone ringer on your phone and the volume on your answering machine.
Unplug automatic garage door openers. Burglars can sometimes figure out the code and gain easy access to your home. Also lock any doors from the garage that give access to the house.
Do not close all the blinds, shutters of curtains, leaving them partially open gives an everyday-lived-in look.
If you have a willing neighbor, ask him to occasionally park in your driveway. Burglars will often survey a home at different times and on different days to study traffic patterns."
Read the rest of the article here: Realty Times
Sunday, February 19, 2006
home security systems
From Real Estate News
Your home is your castle. But these days you might need more than a moat to keep out intruders.
A range of options for securing your home are available from nationwide security companies, local monitoring services and even neighborhood locksmiths. Some offer elaborate systems with closed-circuit television cameras and service contracts for round-the-clock surveillance. Others recommend motion detectors and door and window sensors. For low-tech solutions, some security experts suggest simply changing the tumbler in a door lock.
Professionally installed home-security systems have become increasingly popular in recent years. The National Burglar and Fire Alarm Association says Americans spent $23.2 billion on electronic security systems and services last year, up 24% since just 2001. Residential systems made up roughly a third of that total. The average cost of a system is $571, the NBFAA says, although that number can be misleading because it factors in everything from a 20-room mansion to a one-bedroom apartment.
for the rest of the story: real estate news
home security systems
From Real Estate News
Your home is your castle. But these days you might need more than a moat to keep out intruders.
A range of options for securing your home are available from nationwide security companies, local monitoring services and even neighborhood locksmiths. Some offer elaborate systems with closed-circuit television cameras and service contracts for round-the-clock surveillance. Others recommend motion detectors and door and window sensors. For low-tech solutions, some security experts suggest simply changing the tumbler in a door lock.
Professionally installed home-security systems have become increasingly popular in recent years. The National Burglar and Fire Alarm Association says Americans spent $23.2 billion on electronic security systems and services last year, up 24% since just 2001. Residential systems made up roughly a third of that total. The average cost of a system is $571, the NBFAA says, although that number can be misleading because it factors in everything from a 20-room mansion to a one-bedroom apartment.
for the rest of the story: real estate news
Thursday, February 2, 2006
homeowners insurance quote
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Homeowners Insurance. We shop with many companies to find the right insurance rate for you. You may be eligible for the following Homeowners Insurance Discounts:
Homeowners Insurance. We shop with many companies to find the right insurance rate for you. You may be eligible for the following Homeowners Insurance Discounts:
- Homeowners Insurance Discount- Dead Bolts- If your home has dead bolt locks install on the doors you may be eligible for a homeowners insurance discount.
- Homeowners Insurance Discount- Fire Extinguisher- If you have a Fire Extinguisher in your home you may be eligible for a homeowners insurance discount.
- Homeowners Insurance Discount -Smoke Detector- If you have a Smoke Detector installed in your home, you may be eligible for a discount.
homeowners insurance quote
homeowners insurance quote, homeowners insurance discount, home insurance quote, property insurance quote, rental property, vacant homes, renters insurance, homeowners insurance 1-866-540-9504 Dick Watts Insurance Louisville KY ...insurance
Homeowners Insurance. We shop with many companies to find the right insurance rate for you. You may be eligible for the following Homeowners Insurance Discounts:
Homeowners Insurance. We shop with many companies to find the right insurance rate for you. You may be eligible for the following Homeowners Insurance Discounts:
- Homeowners Insurance Discount- Dead Bolts- If your home has dead bolt locks install on the doors you may be eligible for a homeowners insurance discount.
- Homeowners Insurance Discount- Fire Extinguisher- If you have a Fire Extinguisher in your home you may be eligible for a homeowners insurance discount.
- Homeowners Insurance Discount -Smoke Detector- If you have a Smoke Detector installed in your home, you may be eligible for a discount.
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We shop with all of our companies to find the lowest Kentucky auto insurance quote. Car Insurance customers in Kentucky may be eligible for the following Kentucky auto insurance discounts.
We shop with all of our companies to find the lowest Kentucky auto insurance quote. Car Insurance customers in Kentucky may be eligible for the following Kentucky auto insurance discounts.
- Car Insurance- Good Student Driver Discount-Insurance- Many of the Kentucky Insurance companies offer a discount for Student Drivers with Good Grades
- Car Insurance- Alarm Systems-Anti-Theft Device Discount- Some of the Kentucky Insurance companies will offer a discount on the Comprehensive coverage if there is an anti-theft device installed in the vehicle-Insurance
- Proof of Prior Insurance Discount- Kentucky Insurance companies may offer a discount if you have had car insurance for the previous six months.
- Safe Driving Record Discount- you may be eligible for a better or lower car insurance rate if you have not had any tickets or accidents for the past 3 years.
- Home Ownership Insurance Discount- you may be eligible for a better insurance rate if you own your home.
car insurance quote kentucky 1-866-540-9504
car insurance quote kentucky, kentucky car insurance quote, auto insurance ky, auto insurance quote, insurance, car insurance
We shop with all of our companies to find the lowest Kentucky auto insurance quote. Car Insurance customers in Kentucky may be eligible for the following Kentucky auto insurance discounts.
We shop with all of our companies to find the lowest Kentucky auto insurance quote. Car Insurance customers in Kentucky may be eligible for the following Kentucky auto insurance discounts.
- Car Insurance- Good Student Driver Discount-Insurance- Many of the Kentucky Insurance companies offer a discount for Student Drivers with Good Grades
- Car Insurance- Alarm Systems-Anti-Theft Device Discount- Some of the Kentucky Insurance companies will offer a discount on the Comprehensive coverage if there is an anti-theft device installed in the vehicle-Insurance
- Proof of Prior Insurance Discount- Kentucky Insurance companies may offer a discount if you have had car insurance for the previous six months.
- Safe Driving Record Discount- you may be eligible for a better or lower car insurance rate if you have not had any tickets or accidents for the past 3 years.
- Home Ownership Insurance Discount- you may be eligible for a better insurance rate if you own your home.
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