March 2011
Shaken and Stirred (original article)
The horrific images and aftermath of the Japanese earthquake and tsunami should be a call to action for property owners and public officials, and not just in California. There are known (and unknown) faults in the mid west and throughout the United States. Yet in California - the highest risk area in the country - less than 12% of insured homeowners have earthquake coverage. If recent events in Japan have stirred you to take action, UP can help you decide if adding the protection makes financial sense, and help you shop for the right policy.
Use UP's Earthquake Insurance Shopping Guide to compare policies by what they cover and cost "apples to apples." Read our earthquake insurance buying tips for homeowners, and tips for renters to get a clearer understanding of how the policies work. Yes, typical earthquake coverage is expensive for what you get. Most policies don't pay until the loss is more than 15% of your total coverage. UP is working hard to fix this and make the coverage more affordable. But even so, a 15% deductible is a lot less painful than the 100% you'll have to shoulder if you have no insurance at all. (See recent L.A. Times article, "Are you insured for the Big One?")
The decision whether or not to buy earthquake insurance is an individual, financial decision. Key factors to research and consider are:
•The financial strength of the companies that will sell it to you
•The features and pricing of their policies
•The amount of equity you have in your home
•Your proximity to a fault
•The age and construction style of your home and foundation
For additional earthquake insurance buying tips, visit United Policy Holders website at http://www.uphelp.org/. or Quality Claims Management's article: Earthquake Insurance and San Diego County Residents.
Friday, April 1, 2011
Wednesday, March 30, 2011
Wednesday, March 23, 2011
top 5 louisville auto insurance mistakes
Top 5 Louisville Auto Insurance Mistakes
1) Removing or Reducing insurance coverage. Carefully review your auto insurance coverage before making a decision concerning removing or reducing coverage.
2) Changing Agents: We appreciate your loyalty. We work to provide excellent customer service and we appreciate your loyalty to our agency.
3) Not paying the premium. Times are tough and this is a difficult economy. If you cannot pay the premium, the auto insurance policy will cancel.
4) Not calling the police, when involved in an auto accident. It is important if involved in a car accident to notify the police or proper authorities. You will want to document the facts of the accident by filing an accident report.
5) Not buying auto insurance. Remember, obtain the auto insurance policy before an accident happens.
Louisville Car Insurance quote 502-365-5132
visit us on facebook :
http://www.facebook.com/wattsinsurance
visit us on twitter:
https://twitter.com/wattsinsurance
1) Removing or Reducing insurance coverage. Carefully review your auto insurance coverage before making a decision concerning removing or reducing coverage.
2) Changing Agents: We appreciate your loyalty. We work to provide excellent customer service and we appreciate your loyalty to our agency.
3) Not paying the premium. Times are tough and this is a difficult economy. If you cannot pay the premium, the auto insurance policy will cancel.
4) Not calling the police, when involved in an auto accident. It is important if involved in a car accident to notify the police or proper authorities. You will want to document the facts of the accident by filing an accident report.
5) Not buying auto insurance. Remember, obtain the auto insurance policy before an accident happens.
Louisville Car Insurance quote 502-365-5132
visit us on facebook :
http://www.facebook.com/wattsinsurance
visit us on twitter:
https://twitter.com/wattsinsurance
top 5 louisville auto insurance mistakes
Top 5 Louisville Auto Insurance Mistakes
1) Removing or Reducing insurance coverage. Carefully review your auto insurance coverage before making a decision concerning removing or reducing coverage.
2) Changing Agents: We appreciate your loyalty. We work to provide excellent customer service and we appreciate your loyalty to our agency.
3) Not paying the premium. Times are tough and this is a difficult economy. If you cannot pay the premium, the auto insurance policy will cancel.
4) Not calling the police, when involved in an auto accident. It is important if involved in a car accident to notify the police or proper authorities. You will want to document the facts of the accident by filing an accident report.
5) Not buying auto insurance. Remember, obtain the auto insurance policy before an accident happens.
Louisville Car Insurance quote 502-365-5132
visit us on facebook :
http://www.facebook.com/wattsinsurance
visit us on twitter:
https://twitter.com/wattsinsurance
1) Removing or Reducing insurance coverage. Carefully review your auto insurance coverage before making a decision concerning removing or reducing coverage.
2) Changing Agents: We appreciate your loyalty. We work to provide excellent customer service and we appreciate your loyalty to our agency.
3) Not paying the premium. Times are tough and this is a difficult economy. If you cannot pay the premium, the auto insurance policy will cancel.
4) Not calling the police, when involved in an auto accident. It is important if involved in a car accident to notify the police or proper authorities. You will want to document the facts of the accident by filing an accident report.
5) Not buying auto insurance. Remember, obtain the auto insurance policy before an accident happens.
Louisville Car Insurance quote 502-365-5132
visit us on facebook :
http://www.facebook.com/wattsinsurance
visit us on twitter:
https://twitter.com/wattsinsurance
Wednesday, March 2, 2011
Texas Homeowners Insurance Company Ratings
Homeoners insurnance ratings might help you discover a great insurance policy. Prior to receiving a new homeowners insurance policy be sure to consider the particular ratings to guide you produce perfect.
Just what the particular bejesus can be homeowners insurance
Insurance is often a personalized gadget to cut back the store's suitable liability in the included people in your situation
Just what the particular bejesus can be homeowners insurance
Insurance is often a personalized gadget to cut back the store's suitable liability in the included people in your situation
Homeowners Insurance Company Ratings
Have you been within the be aware of homeowner's insurance? Are you currently anxious which you might decide your homeowner's insurance that could just burn your pocket book whenever you will get the identical rewards in a more cost-effective price?
Do you think you're the kind whom contains assessments? Should you resolution indeed to all these kind of requests, you then have to take a
Do you think you're the kind whom contains assessments? Should you resolution indeed to all these kind of requests, you then have to take a
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